Duarte/Downey Real Estate Agency, Inc



Posted by Duarte/Downey Real Estate Agency, Inc on 11/10/2019

Your credit score is one of the most important numbers to your financial picture. You know how important it is to have a high credit score. If you pay your bills on time and keep your debt down, you think that your score will be just fine, but this isn’t always the case. There are a few hidden mistakes that you could be making that are bringing your credit score down. Read on to find out what to avoid when trying to keep your credit score up and maintain it. 


Too Many Credit Inquiries


Beware that every time you apply for a new loan or even just check on what type of interest rate you can get, your credit will be reviewed. You want to avoid too many credit inquiries because a high number will bring your credit score down. Always ask if a lender is pulling a hard inquiry to check your score, don’t allow too many of these credit checks. 


Anything Small Can Make A Big Impact


Was there a mistake on a medical bill that you paid but it says it was unpaid? If you let this go, your credit score could be impacted. Even unreturned library books that have been turned over to collections can negatively affect your score. Stay on top of things because you never know how a small mishap can affect you.


Your Information Is Wrong


You should look at your credit report so that you can see more than just your history. You can see the information that is being reported to check for mistakes. Incorrect information can bring your credit score down. You can call the credit bureau that’s associated with any errors that you see on your credit report. It can be a little bit of a process to correct the mistakes on your credit report, but the time and effort is definitely worth it for your credit score.                       



Not Using your Credit


While using your credit too much is a problem, not making use of your credit at all can be a problem. Responsibly use your credit. Open a credit card and use it to make small purchases. Charge only things that you can afford and pay the balance off each month. This simple use of a card is one of the easiest ways to establish credit.      


It’s important to do what you can to develop and maintain a healthy credit score. Keep all of your avenues covered to be sure that nothing hidden can negatively affect your credit score. 





Categories: Uncategorized  


Posted by Duarte/Downey Real Estate Agency, Inc on 11/3/2019

When you want to sell or buy a property, knowing its value is essential. For sellers, especially, there are higher chances that your home won't outperform other listings if they are of low value. The listing price of a home can even change after an appraisal of its value. Here are some crucial factors that can affect the value of your home:

Location

Where your home sits plays a vital role in evaluating the selling price of a home. Your house may have all the things you need, but appraisals consider more factors to place a value on it. For your home to be of a maximum value, it must be close to quality local schools, shopping, entertainment, and recreational centers. Added to that, an abundance of employment opportunities, proximity to highways and public transit can improve a home's value.

Home size

The estimated market value of a home is also dependent on the home size. Bargains are often carried out based on price per square foot. For instance, if you list your home for $100,000 and it has 2000 square feet of living space, the price per square foot would be $50. Apart from that, houses with more livable space offer luxury, ample space for parking, and probably some bonus areas have higher values than houses without those. The number of full bedrooms and bathrooms a home contains also matter to the potential asking price. More beds and baths mean a higher value for your home. 

Age

Newer homes tend to have higher values than older ones because of many factors. In a new house, some parts are less likely to break down. Plumbing and electrical work, for example, are still fresh, up to code, and with adequate warranties. Most buyers don't want to spend extra on fixing major systems after acquiring a home. In newer houses, a new roof with a guarantee of at least ten years means that the buyer won't need to spend on replacing the roof anytime soon.

Upgrades

Who says older homes can't have high values too? When you upgrade the appliances in your home to the latest versions, the value of your home climbs. Including new technologies like smart thermostats will not only raise your home's worth, but it will also help you cut costs and make your home more efficient.

The local market

Even when your home meets other requirements, influence from your local real estate market can affect your home's value. If your home is in a location where the buyers' offering bids for homes outrank the number of listings, chances are you'll sell your home for more because it is a seller's market.

Talking to a local real estate agent will help you list your home closest to the market realities in your area and ensure you get the best possible price for your house.




Categories: Uncategorized  


Posted by Duarte/Downey Real Estate Agency, Inc on 11/1/2019

This Single-Family in Wellfleet, MA recently sold for $396,000. This Cottage style home was sold by - Duarte/Downey Real Estate Agency, Inc.


20 Nauhaught Bluff Road , Wellfleet, MA 02667

Wellfleet (village)

Single-Family

$395,000
Price
$396,000
Sale Price

2
Beds
5
Total Rooms
1/1
Full/Half Baths
This delightful, traditional Cape Cod Cottage is the perfect, easy care, summer, vacation, weekend or year round home. Just a short walk to the beach and Wellfleet Center's restaurants, galleries and shops, this sweet home is ready for new owners to love the happy tradition of the laid back lifestyle Cape Cod lovers have celebrated for generations. The enclosed, private yard boasts an outdoor shower, generous sitting area, a shed that would work beautifully as a reading room, a writer's nook or a potting shed. In addition, enjoy the hot tub on cool evenings or winter nights under the stars. In winter, after the hot tub, come inside and keep warm by the heat of the pellet stove. On the other side of the house, enjoy the spacious gardens and patio for entertaining and relaxing. To top it off, this property has a very impressive rental history.

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Categories: Sold Homes  


Posted by Duarte/Downey Real Estate Agency, Inc on 10/27/2019

To impress guests, your décor needs to be outside the box in a tasteful way. If you’re tired of getting the same polite applause and want to drop your visitors’ jaws (metaphorically), conventional patterns and colors won’t do. Read on if you’re a little short on ideas and need something to reawaken the creative you. 

Hang eye-catching pendant lights

Interior design aficionados often say that a home’s look and feel can be made or broken by choice of lighting. Pendant lamps exude an air of light fixture sophistication besides being a great talking point. Pick fixtures with a quirky design that grab visual focus and give your flat a rustic charm. 

Consider an open plan interior design

For foyers, strong impacts are created by open plan designs, as suggested by multiple leading interior designers. This gives the home an appearance of being spacious and airy, especially to smaller spaces.

Add some shine

You can add shine through the use of decorative pieces created using stainless steel or brass, bronze furniture or crystalline accessories. Metallic glows, and glassy glints sprinkle pizzazz to any room; your guests are guaranteed to be floored.

Decorate using large plants

Plants are good for the environment but even better for your décor. Whether inside or outside, they have a soothing, relaxing effect on both the eye and the soul. Dotted with large potted plants in strategic places, your home will become a green haven that guests will never want to leave. This is a clever design concept that will do little damage to your wallet.

Art displays as conversation pieces

A home’s color palette can be significantly enhanced using art installations. They run the range in prices, so choose what fits your budget best. Aim for pieces that speak to your heart, pieces that will keep your home on every visitor’s lips, even those without a cultured eye. 

Pick inspirational colors

Speaking of art, did you know that color schemes can make or break a room’s feel and look? Aesthetically appealing color patterns improve the mood in any setting and add verve to your home. If you wish to relax the minds of the home’s inhabitants and guests, go for neutral colors like soft brown and ash gray. If you would rather stun them, paint your walls solid green and contrast them with retro orange furniture. 

Keep an eye out for the themes, colors, and types of accessories used next time you watch your favorite TV series.




Categories: Uncategorized  


Posted by Duarte/Downey Real Estate Agency, Inc on 10/25/2019

This Single-Family in Truro, MA recently sold for $780,000. This Contemporary style home was sold by - Duarte/Downey Real Estate Agency, Inc.


2 Sunset Lane , Truro, MA 02666

Truro (village)

Single-Family

$829,000
Price
$780,000
Sale Price

3
Beds
6
Total Rooms
2/1
Full/Half Baths
Sitting on just under 2 acres, this private sunny reverse design with views of the Bay from the second floor deck is a must see. The large sliders to decks on both levels of the home provide lots of light and views stretching out over the trees to the Bay. Fully equipped kitchen, living room with a gas fireplace and a half bath are on the second level with the master bedroom, two more bedrooms and two baths on the first floor. You can rinse off in the outdoor shower after a day at Great Hollow Beach which is just a short way down the road. Easy drive to Corn Hill Beach on the Bay or Coast Guard Beach on the ocean. Five minute drive to Highland Golf Links and Highland Light.

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Tags: Real estate   Single-Family   02666   Truro  
Categories: Sold Homes